Accounting software that keeps its own books.
Online accounting software built GST-first and around the Indian financial year, hosted in Mumbai. Finzi, your AI bookkeeper, reads bills and bank lines and proposes the entries; you approve. The returns and the balance sheet follow.
Everything from the first entry to the balance sheet.
One set of books for sales, purchases, bank, GST, TDS and stock — so there is nothing to export, re-key or reconcile between tools.
Invoicing and receivables
Tax Invoice, Bill of Supply or Invoice-cum-Bill of Supply, with IGST or CGST+SGST from the place of supply. e-Invoice IRN and e-way bill on the same screen. Estimates, credit notes, receipts and AR ageing. Every invoice posts to the ledger as you issue it.
Invoicing in detail →| Item | Amount |
|---|---|
| Brand design retainer — Oct | ₹ 60,000 |
| Packaging artwork | ₹ 15,000 |
| Taxable value | ₹ 75,000 |
| IGST @ 18% | ₹ 13,500 |
| Total | ₹ 88,500 |
AI bills and payables
Purchase bills arrive by email, WhatsApp or upload. Finzi reads them, applies the GST treatment and proposes a balanced journal with a confidence score; possible duplicates are held. Nothing posts until you approve it.
How AI bills work →| Account | Dr | Cr |
|---|---|---|
| Purchases | ₹ 50,000 | |
| Input CGST @ 9% | ₹ 4,500 | |
| Input SGST @ 9% | ₹ 4,500 | |
| Sharma Traders | ₹ 59,000 | |
| Bill total | ₹ 59,000 | ₹ 59,000 |
Bank statements and reconciliation
Import CSV, Excel or PDF statements. Receipts and payments are matched to invoices and bills; the rest get a suggested party and ledger. A Bank Reconciliation Statement at the end, not a spreadsheet.
Bank statements →GST, from entries to returns
GSTR-1 and GSTR-3B drafted from your approved entries. Purchases reconciled against GSTR-2B so input credit is claimed on what your suppliers filed. e-Invoice (IRN) and e-way bill support built in.
GST compliance →Built by a GST-compliance firm, for its own clients first.
The rules are in the software, not in a checklist you have to remember. AI does the reading; ordinary code does the maths; a person approves.
Four steps from sign-up to a filed month.
- 1Set up your company and GSTINCompany details, GSTIN, financial year and opening balances. Import items and customers from a spreadsheet.
- 2Send bills, raise invoicesForward purchase bills by email or WhatsApp, or upload them. Raise GST invoices from the app and send them by email.
- 3Finzi proposes, you approveEach bill and bank line comes back as a proposed entry with a confidence score. Approve, edit or reject; nothing posts on its own.
- 4Returns and reports are already thereGSTR-1 and GSTR-3B drafts, the trial balance, P&L and balance sheet are built from what you approved. Lock the month when the return is filed.
Small businesses that would rather not do bookkeeping.
Before you start.
What is accounting software?
Accounting software records what a business buys, sells, owes and is owed, and turns those entries into the ledger, trial balance, profit and loss and balance sheet. Books by finzko does that for Indian businesses, with GST, TDS and the Indian financial year built in, and with Finzi — an AI bookkeeper — doing the data entry for you to approve.
Do I need accounting software for a small business in India?
If you are registered for GST, you file GSTR-1 and GSTR-3B every month or quarter and your CA needs a full set of books at year-end. Accounting software keeps the entries, returns and reports together, so the return is drafted from the same records your balance sheet is built on. It replaces the spreadsheet-plus-WhatsApp routine, not your CA.
Is Books GST compliant?
Yes. Invoices in Tax Invoice, Bill of Supply and Invoice-cum-Bill of Supply formats, with IGST or CGST+SGST applied from the place of supply. GSTR-1 and GSTR-3B are drafted from your entries, purchases are reconciled against GSTR-2B, and e-invoice (IRN) and e-way bill are supported.
Is it free?
Start free — your first 10 documents and 3 AI bills, no card. Yearly plans — Starter, Pro and Business — start at ₹1,499 + GST when you need more.
Can I switch from Excel or other software?
Yes. Import your items and customers, enter opening balances, set your own invoice numbering series and continue from your next number. Your old records stay where they are; everything from here on posts to a full set of books.
Can my CA use it?
Yes. Invite your CA with the accountant role. Owner, accountant and viewer roles, period locking and an audit trail are on every plan, and a CA can work across several client companies from one login.
Where is my data kept?
In India, in the Mumbai region, with every connection encrypted. Only the people you invite can see your company.
Does it handle TDS?
Yes, on both sides: TDS you deduct on supplier bills and TDS your customers deduct on your invoices, under sections such as 194C, 194J, 194I and 194Q, tracked against each party with reports.
Does it manage stock?
Yes, on Pro and Business. Items with stock across godowns and warehouses, valued at moving-average cost, with inventory valuation reports. Starter is for businesses without stock.
Does it work on mobile?
Books runs in the browser, so it opens on a phone, tablet or laptop without installing anything. Bills can be sent in from your phone by email or WhatsApp for Finzi to read.
Books that keep themselves. Yours, from today.
Free for your first 10 documents and 3 AI bills. No card, no lock-in.
Start free